Fintechs representaron más 30% de las empresas emergentes tecnológicas de Kenia rastreadas en 2022 - Estudiar

As of November 2022, Kenyan fintechs accounted for 30.2% o 93 fuera de 308 tracked tech startups, a Disrupt Africa study recently found. Además, the study findings show that the fintech sub-sector alone accounted for 3,100 o 27% of the 11,462 people that were employed by tech startups during the same period.

Fintechs Solving Fundamental Problems

De acuerdo con la findings of a study on Kenya’s startup space, fintech ventures alone accounted for just over 30% o 93 fuera de 308 tracked startups. This figure is almost three times more than that of the nearest challengers, namely agri-tech and e-health, which both accounted for 10.1% of Kenya’s tech startups that were tracked between January and November 2022.

Sin embargo, as explained in Disrupt Africa’s study report on the Kenyan startup ecosystem, the dominance of fintechs is not unusual.

“Fintech takes the top spot in most African countries as it solves fundamental problems for the populace, is an area in which novel tech solutions tend to be well received and quickly adopted, as well as offering attractive returns for investors,” the report said.

Remittances and Lending More Popular Categories

Besides accounting for the largest share of tech startups, fintechs also employed more workers (3,100) than other sub-sectors. Agritech and e-commerce are the only other tech sub-sectors that employed more than a thousand workers.

Mientras tanto, as shown by the study’s breakdown of the fintechs’ areas of focus, remittances (24%), as well as the lending and financing (21%) space, appear to be the more popular categories. Según el informe, part of the reason for this is that “these areas cover many of the most fundamental financial services that are still lacking for much of the population.” The report added that such categories have been “the jumping-off point for fintech ecosystems continent-wide.”

Concerning the tech startups’ use of blockchain, the study found that 12 of the 30 blockchain-based ventures are fintechs. E-health (6) and agri-tech (5) are ranked second and third, respectively.

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Terence Zimwara

Terence Zimwara es un periodista galardonado de Zimbabue, autor y escritor. Ha escrito extensamente sobre los problemas económicos de algunos países africanos y sobre cómo las monedas digitales pueden proporcionar a los africanos una vía de escape..

Créditos de imagen: Shutterstock, pixabay, Wiki Commons