Венесуэльские банки заблокировали 75 Счета с конца прошлого года из-за деятельности, связанной с криптовалютой

Venezuelan Banks have started eyeing the accounts of customers with ties to cryptocurrency trading, principally related to peer-to-peer (P2P) transaction activity. According to Legalrocks, a crypto and blockchain-focused legal firm in Venezuela, больше, чем 75 accounts have been blocked by Venezuelan private banks for facilitating crypto-to-fiat and fiat-to-crypto conversions since the end of 2021.

Venezuelan Banks Suspend Crypto-Related Accounts

Venezuelan banks are ramping up vigilance on accounts that commonly are related to cryptocurrency transactions. According to a blog post published by Legalrocks, a Venezuelan law firm focused on cryptocurrency and blockchain, больше, чем 75 cases of accounts that have been suspended or are under investigation have been registered since the end of 2021.

Ana Ojeda, CEO of Legalrocks, states that using these accounts to receive fiat currency for a sale or exchange for cryptocurrency should not be considered a valid reason for blocking them. Однако, she clarifies that this changes if there are sufficient signs that the funds used in these transactions are related to illegal or criminal activities.

In the same way, transactions going through cryptocurrency exchanges not authorized by Sunacrip, the national superintendency for cryptocurrency assets, could also be considered suspicious by financial authorities, and justify an investigation.

Stablecoin Love

Ojeda explains that stablecoin exchanges through P2P markets are common due to the economic debacle and the high levels of devaluation that the national fiat currency (the Venezuelan bolivar) has experienced during this year. This means that people use stablecoins as a store of value, purchasing them when receiving fiat currency as payment and then exchanging them for fiat currency again to purchase goods and pay for services.

According to a report presented by the United Nations in July, Венесуэла ranks third among the countries with the most cryptocurrency adoption.

According to Ojeda:

Venezuela has been leading the region for several years as the Latam country that uses cryptocurrencies the most to protect itself against inflation and the loss of savings capacity.

Stablecoin-based P2P markets have become so popular and extensive in Venezuela that some analysts believe they could be playing an important role in the dynamics of the U.S. dollar-bolivar exchange rate. В ноябре, when the bolivar fell 40% против США. доллар, economist Asdrubal Oliveros упомянул the interplay of crypto markets and the greater economy, along with the FTX collapse and the fear of holding funds on custodial exchanges, as a possible cause.

What do you think about Venezuelan Banks suspending or investigating crypto-related accounts? Расскажите нам в разделе комментариев ниже.

Серджио Гощенко

Серхио — криптовалютный журналист из Венесуэлы.. Он описывает себя как опоздавшего на игру, вход в криптосферу, когда рост цен произошел в декабре 2017. Наличие компьютерного инженерного образования, жизнь в Венесуэле, и влияние бума криптовалюты на социальном уровне, он предлагает другую точку зрения на успех криптовалюты и на то, как она помогает людям, не имеющим доступа к банковским услугам и недостаточно обслуживаемым.

Кредиты изображений: Шаттерсток, Pixabay, Викисклад