Государственный регулятор США предупреждает о криптовалютных процентных счетах на фоне спада на рынке

The financial regulator of the U.S. state of Arizona has warned investors about crypto interest-bearing accounts. “Some companies may materially overstate the degree to which their collateral practices protect their ability to pay investors the stated return,” the regulator said.

State Regulator Warns About Crypto Interest-Bearing Accounts

The Arizona Corporation Commission issued an investor alert this week, warning about “digital asset financial services companies that offer interest-bearing crypto-asset accounts.”

The regulator explained: “With crypto-interest accounts, customers lend crypto assets to the company and, in exchange, receive interest paid in crypto assets.” The Arizona Corporation Commission elaborated:

Однако, due to the crypto market downturn, highlighted by the recent bankruptcy filings of Celsius Network and Voyager Digital, some companies are preventing account holders from withdrawing from and transferring between their accounts.

The securities regulator cautioned investors that “some crypto-interest account providers may not have adequately disclosed the risks that customers face when they deposit crypto assets onto these platforms,” adding:

Some companies may materially overstate the degree to which their collateral practices protect their ability to pay investors the stated return.

The commission recently took action against Blockfi Lending LLC and found that certain crypto-interest accounts were unregistered securities.

The regulator revealed that it is investigating whether other crypto-interest account providers are violating laws under its jurisdiction.

Этот месяц, crypto lenders Celsius Network and Voyager Digital filed for bankruptcy protection. The Department of Financial Regulation of the U.S. State of Vermont сказал it “believes Celsius is deeply insolvent and lacks the assets and liquidity to honor its obligations to account holders and other creditors.”

Voyager CEO Stephen Ehrlich объяснил why his company filed for bankruptcy: “The prolonged volatility and contagion in the crypto markets over the past few months, and the default of Three Arrows Capital (‘3AC’) on a loan from the company’s subsidiary, Вояджер Цифровой, LLC, require us to take deliberate and decisive action now.”

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Кевин Хелмс

Студент австрийского экономического факультета., Кевин нашел биткойн в 2011 и с тех пор был евангелистом. Его интересы заключаются в безопасности биткойнов, системы с открытым исходным кодом, сетевые эффекты и пересечение экономики и криптографии.

Кредиты изображений: Шаттерсток, Pixabay, Викисклад