Сенатор США по криптографии: Нам нужны реальные решения, чтобы финансовая система работала на всех, Не только богатые

Сенатор США по криптографии: ‘We Need Real Solutions to Make the Financial System Work for Everyone, Not Just the Wealthy’

U.S. Senator Elizabeth Warren has argued that cryptocurrency is not a path to financial inclusion like crypto advocates claim. “Bitcoin ownership is even more concentrated within the top 1% than dollars,” she said, emphasizing the need forreal solutions to make the financial system work for everyone, not just the wealthy.

Senator Elizabeth Warren on Crypto and Bitcoin

U.S. Senator Elizabeth Warren (D-Mass.) commented about cryptocurrency, биткойн, and financial inclusion Tuesday. She tweeted:

The crypto industry claims that crypto is the path to financial inclusion, but bitcoin ownership is even more concentrated within the top 1% than dollars. We need real solutions to make the financial system work for everyone, not just the wealthy.

Her comment was in response to an article in the Wall Street Journal claiming that the top 1% of bitcoin holderscontrol a greater share of the cryptocurrency than the most affluent American households control in dollars.Citing a study by the National Bureau of Economic Research, the author wrote thatthe top 10,000 bitcoin accounts hold 5 million bitcoins, an equivalent of approximately $232 billion.

Many Twitter users replied to Senator Warren’твит. One user told the Massachusetts senator: “This is not true. The fixed bitcoin supply means ownership gets less concentrated over time in congruence with adoption, usage and creation of value. There is no other alternative to fixing the money printing problem that results in an invisible tax on the average citizen.

Another user tweeted to the senator: “Your argument is flawed. So I am left to assume you dont understand BTC is notall crypto’ — it’с BTC. You are only recognizing BTC в виде ‘cryptowhile ignoring an entire buddingcrypto industrybased on the transfer of value for fractions of a penny.

Более того, some people reminded Senator Warren that crypto is decentralized and is for everyone, not just the rich. Some questioned the claims made in the Wall Street Journal article. Several people called the senator from Massachusettsignorant” В этом году известные автомобильные бренды и всемирно известные гоночные команды в большом количестве входят в пространство блокчейна и криптовалюты. “manipulative,” emphasizing the need for education.

The senator recently called on regulators toclamp downon stablecoins and decentralized finance (дефи) platformsbefore it is too late.She said, “Defi is the most dangerous part of the crypto world.In July, she urged U.S. Treasury Secretary Janet Yellen to urgently adopt a policy to mitigate crypto risks.

In September, she pressed the Securities and Exchange Commission (SEC) to address the problem of crypto exchange outages and high transaction fees. She also stressed at the time that cryptocurrency is not a path to financial inclusion.

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