インドの中央銀行RBIがデジタル通貨の立ち上げに「段階的アプローチ」を採用

India’s central bank, the Reserve Bank of India (打点), has proposed to adopt a “graded approach” to launching the country’s central bank digital currency (CBDC). The RBI also said it is exploring the pros and cons of introducing a digital rupee in India.

RBI on the Upcoming Digital Rupee Launch

インド準備銀行 released its annual report for 2021-22 金曜日. India’s central bank digital currency (CBDC) is among the many topics discussed in the report.

“The design of CBDC needs to be in conformity monetary policy, financial stability and efficient operations of currency and payment systems,” the report details, 精緻化:

The Reserve Bank proposes to adopt a graded approach to introduction of CBDC, going step by step through stages of proof of concept, pilots and the launch.

加えて, the report reveals that the central bank “has been exploring the pros and cons of [の] introduction of CBDC in India.”

The RBI further detailed that “the appropriate design elements of CBDCs that could be implemented with little, or no disruption are under examination.”

India’s Finance Minister Nirmala Sitharaman announced the central bank’s plan to launch a digital currency in February while presenting the Union Budget 2022-23.

The RBI report concludes:

An appropriate amendment to the RBI Act, 1934 has been included in the Finance Bill, 2022. The Finance Bill, 2022 has been enacted, providing a legal framework for the launch of CBDC.

4月中, RBI Deputy Governor T. Rabi Sankar 言った central banks would go about launching a CBDC “in a very calibrated, 卒業式, assessing impact all along the line.”

その間, the RBI has maintained an anti-crypto stance. Governor Shaktikanta Das 警告した last week about investing in the crypto market after the collapse of cryptocurrency terra (LUNA) とステーブルコイン terrausd (米国).

2月中, 中央銀行 言った that cryptocurrency is a big threat to India’s macroeconomic and financial stability. The bank’s deputy governor also 述べました that banning cryptocurrency is “most advisable” for India and that regulation is “futile.”

それにもかかわらず、, the Indian government has not decided on the country’s crypto policy but crypto income is currently taxed at 30%. さらに, a 1% tax deducted at source (TDS) will soon go into effect in India.

What do you think about how the RBI plans to launch its digital currency? 以下のコメントセクションでお知らせください.

ケビン・ヘルムズ

オーストリア経済学の学生, ケビンがビットコインを発見 2011 それ以来ずっとエバンジェリストです. 彼の関心はビットコインのセキュリティにあります, オープンソース システム, ネットワーク効果と経済学と暗号の交差点.

画像クレジット: シャッターストック, Pixabay, ウィキ・コモンズ