香港がデジタル通貨のプロトタイプを発表, プロジェクトゴールド

Financial authorities in Hong Kong have unveiled a prototype of the Chinese autonomous territory’s own central bank digital currency called Project Aurum. The two-tier platform features a wholesale interbank and a retail e-wallet system, participants revealed.

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Hong Kong to Issue Retail Tokens and Stablecoins as Part of Project Aurum

A collaboration between the BIS Innovation Hub Hong Kong Centre, the Hong Kong Monetary Authority (HKMA), and the Hong Kong Applied Science and Technology Research Institute has produced a prototype of Hong Kong’s upcoming digital currency, the Bank for International Settlements (ビス) 発表した.

Project Aurum is a full-stack, front-end and back-end, 中央銀行のデジタル通貨 (CBDC) system comprising a wholesale interbank system and a retail e-wallet system, the international financial institution explained in a press release this week.

Participants in Aurum want to launch two different types of digital tokens. The first kind will be an intermediated digital currency while the second one will be a CBDC-backed stablecoin circulated in the interbank system. The BIS remarked:

The latter is unique in the study of CBDC to date. プライバシー, safety and flexibility are core to the system.

“Bringing CBDC-backed stablecoins to life has never been done before and we, therefore, felt that doing so may supplement the growing body of research on private sector stablecoins,” the project’s authors elaborate. They further explain that in contrast with private stablecoins, Aurum’s stablecoin balances are reconciled, versus real-time gross settlement balances of the issuing bank with the central bank.

The developers believe that the system of CBDC-backed stablecoins can be used by monetary authorities when they try to work out the regulatory approaches in regard to private sector stablecoins, “especially while seeking to design methods to verify the backing of the stablecoins, a highly topical matter.” Just like with its fiat currency, three of Hong Kong’s financial institutions will be authorized to issue state-backed digital coins.

香港, one of the world’s major financial centers, has been intensifying efforts to catch up with others on the CBDC development front, including mainland China which has been expanding the digital yuan (e人民元) pilot. The Chinese special administrative region started exploring the issuance of its own CBDC in March 2021.

In September of this year, the HKMA 言った that it was preparing to trial a digital version of the Hong Kong dollar (e-HKD) in the coming months. The monetary authority also took part in 試練 of cross-border CBDC transactions with the People’s Bank of China and the central banks of Thailand and the United Arab Emirates.

このストーリーのタグ
administrative region, 銀行, 銀行, ビス, CBDC, CBDC, 中央銀行, 中国, デジタル通貨, デジタル人民元, ドル, e人民元, e-HKD, HKMA, 香港, Hong Kong Dollar, 通貨当局, retail, ステーブルコイン, ステーブルコイン, Wholesale

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Lubomir Tassev は、テクノロジーに精通した東ヨーロッパ出身のジャーナリストで、Hitchens の言葉が好きです。: 「作家であることは、私が何であるかです, 私がすることよりも。」暗号のほかに, ブロックチェーンとフィンテック, 国際政治と経済は、他の 2 つのインスピレーションの源です.




画像クレジット: シャッターストック, Pixabay, ウィキ・コモンズ