The Brazilian central bank digital currency (CBDC), the digital real, will be more of a wholesale asset instead of a public retail-focused token, according to statements from the president of the Central Bank of Brazil, ロベルト・カンポス・ネット. Campos Neto indicated that private banks in the country will be able to issue their own stablecoins that will be collateralized with digital real deposits.
コンテンツ
Digital Real Will Not Be Retail Oriented
Brazil is planning to issue a CBDC that has a very different design when compared to other CBDCs like the digital renminbi, known also as Digital Currency Electronic Payment. The digital real, the Brazilian CBDC, will have a wholesale purpose, and will not be used for retail purposes. This information was 明らかに by Roberto Campos Neto, president of the Central Bank of Brazil, at a crypto summit hosted in Rio.
About the projected uses of the digital real, Campos Neto stated:
Banks will be able to issue stablecoins on their deposits and will develop a technology for that, they will have to invest, because they can make gains. And once they have that developed, the protocols for issuing stablecoins on deposits will basically be the same thing as for monetizing various other digital assets.
さらに, Campos Neto explained that the digital real will have a very unique focus, with the goal of monetizing assets without harming the credit functions of private banks, using it as collateral.
Tokenization and CBDC Disarray
Campos Neto also included tokenization as one of the possible processes where a CBDC can improve the state of things. Campos Neto referred to mortgages and said that the implementation of a tokenization model could make paying or getting a reverse mortgage an easier task, reducing fees and also waiting times, and simplifying the paperwork involved in the task.
この意味で, Brazil recently ローンチ the Brazilian Blockchain Network, a project that aims to build a common base for other institutions in the country to build their projects on top of it. This project might also use tokenized assets and the digital real in the future to achieve the aforementioned goals.
To conclude, Campos Neto criticized the disorder and lack of coordination that central banks have experienced in the process of designing their respective CBDCs. He explained:
When I meet with other central banks, I see that one is trying to develop a decentralized system, and another talks about automating a multi-tiered payment system… If you have development in this uncoordinated way, it will never be better than a crypto platform that is centralized.
What do you think about the design of the digital real? 以下のコメントセクションで教えてください.
画像クレジット: シャッターストック, Pixabay, ウィキ・コモンズ
免責事項: この記事は情報提供のみを目的としています. 売買の申し出の直接的な申し出または勧誘ではありません, または製品の推奨または保証, サービス, または企業. Bitcoin-Tidings.com 投資を提供しない, 税, 法的, または会計アドバイス. 会社も著者も責任を負いません, 直接的または間接的に, コンテンツの使用または依存によって、またはそれに関連して引き起こされた、または引き起こされたと主張されている損害または損失について, この記事で言及されている商品またはサービス.
読んだ 免責事項