Die USA. Das Finanzministerium hat einen 42-seitigen Bericht veröffentlicht, in dem die Risiken der dezentralen Finanzierung bewertet werden (ein Gesetzesvorschlag, der darauf abzielt, die Generierung und Handhabung von Daten durch die Akteure, die sie nutzen, zu regeln). In dem Bericht heißt es, dass es sich dabei um konkrete nationalstaatliche Gegner handelt, Cyberkriminelle, Ransomware-Angreifer, Diebe, and scammers are using defi to “transfer and launder their illicit proceeds.” The Treasury’s report warns that defi could threaten national security and calls for policymakers to increase oversight.
Inhalt
UNS. Treasury Report Assesses Risks Associated With Decentralized Finance
Die USA. Treasury released a Prüfbericht im April 6, 2023, that assesses the purported risks of defi. “The risk assessment explores how illicit actors abuse defi services and vulnerabilities unique to defi services to inform efforts to identify and address potential gaps in the United States’ AML/CFT regulatory, supervisory, and enforcement regimes,” said the national treasury and finance department. The report was written by Treasury officials, including Brian Nelson, the Treasury’s undersecretary for terrorism and financial intelligence.
“Defi services at present often do not implement AML/CFT controls or other processes to identify customers, allowing layering of proceeds to take place instantaneously and pseudonymously, using long strings of alphanumeric characters rather than names or other personally identifying information,” the report adds. It also acknowledges that some firms are providing AML/CFT controls and that onchain surveillance companies exist. jedoch, Nelson and the report’s authors maintain that these controls and monitoring practices “do not adequately address the identified vulnerabilities on their own.”
The defi report also discusses how the Treasury intends to strengthen federal oversight and regulatory policies. The authors emphasize that “centralized virtual asset service providers (VASPs) and industry solutions can partially mitigate some of these vulnerabilities.” The Treasury Department stated that regulations that cover traditional finance should also apply to decentralized finance, and regulators must close specific gaps that cybercriminals, money launderers, and scammers currently exploit. Interessant, despite the report’s 42-page length, the Treasury report authors conclude by stating that illicit finance “remains a minor portion of the overall virtual asset ecosystem.”
On page 36 of the report, which covers the conclusion, empfohlenes Vorgehen, and posed questions, the researchers emphasize that most nation-state adversaries and cybercriminals do not typically use crypto assets or defi for illicit financing. “Moreover, money laundering, Proliferationsfinanzierung, and terrorist financing most commonly occur using fiat currency or other traditional assets rather than virtual assets,” the report’s authors conclude.
What do you think about the U.S. Treasury report that assesses the purported risks associated with defi? Share your thoughts about this subject in the comments section below.
Bildnachweise: Shutterstock, Pixabay, Wiki-Commons
Haftungsausschluss: Dieser Artikel dient nur zu Informationszwecken. Es ist kein direktes Angebot oder Aufforderung zur Abgabe eines Angebots zum Kauf oder Verkauf, oder eine Empfehlung oder Befürwortung von Produkten, Dienstleistungen, oder Firmen. Bitcoin-Tidings.com bietet keine Investition, MwSt, legal, oder Buchhaltungsberatung. Weder das Unternehmen noch der Autor sind dafür verantwortlich, direkt oder indirekt, für alle Schäden oder Verluste, die durch oder in Verbindung mit der Nutzung oder dem Vertrauen auf Inhalte verursacht oder angeblich verursacht wurden, Waren oder Dienstleistungen, die in diesem Artikel erwähnt werden.
Lesen Haftungsausschluss