Die Zentralbank von Russland plant, in zwei Jahren mit der umfassenden Einführung des digitalen Rubels zu beginnen, gemäß einem Papier, das seine währungspolitischen Prioritäten für die darlegt 2023 – 2025 Zeitraum. As the development of the state-issued digital currency continues, the monetary authority intends to gradually connect various financial institutions to the platform.
Inhalt
Russia’s Central Bank to Introduce Digital Ruble Currency in 2 Jahre
Die Zentralbank der Russischen Föderation (CBR) has recently published a draft document that sets out the main directions for its monetary policy in the next three years. Der Papier reveals that one of the key goals for the regulator will be the introduction of a digital version of the national fiat currency, der Rubel, and reads:
In 2024, the Bank of Russia will begin to gradually connect all credit institutions to the digital ruble platform and increase the number of available payment options and transactions using smart contracts.
While the full-scale implementation of the digital ruble will begin in two years’ time, some of its features, such as the offline mode, as well as the connecting of non-banking financial organizations and exchanges, are expected in 2025, the Russian crypto news outlet Bits.media reported, quoting the bank.
The phased approach towards introducing the central bank digital currency (CBDC) will allow market participants to adapt to the new conditions, the CBR emphasized. The bank also remarked that if needed, certain restrictions may be imposed like limiting the amount of digital rubles that can be held in a single wallet or fixing a maximum amount that can be transferred with each transaction.
Critics have warned that the CBDC can potentially threaten the stability of the banking system but the Bank of Russia does not expect a large-scale outflow of funds from bank deposits as traditional financial institutions attract capital by offering interest payments and bonus programs. For Russian banks, the digital ruble should serve as “an additional incentive to increase the attractiveness of bank accounts,” the CBR added.
Keeping money in bank accounts has certain advantages over storing cash in digital wallets as the former accrue income, the central bank elaborated. That’s why, the Bank of Russia does not intend to pay any interest on digital ruble holdings on its CBDC platform.
The latest timetable for the digital ruble comes after an earlier official statement which indicated that the CBR is accelerating the project’s schedule. In June, Deputy Governor Olga Skorobogatova announced that a roadmap for the full implementation of the new form of the national currency is expected by the end of 2023.
The CBR is also preparing to begin trials with real transactions and users in April next year, earlier than initially planned. Im Mai, Skorobogatova admitted that financial Sanktionen imposed by the West over Russia’s military invasion of Ukraine have played a role for the bank’s decision to speed up the development of the CBDC.
Do you think the Bank of Russia will be able to introduce the digital ruble in 2024? Sagen Sie es uns im Kommentarbereich unten.
Bildnachweise: Shutterstock, Pixabay, Wiki-Commons
Haftungsausschluss: Dieser Artikel dient nur zu Informationszwecken. Es ist kein direktes Angebot oder Aufforderung zur Abgabe eines Angebots zum Kauf oder Verkauf, oder eine Empfehlung oder Befürwortung von Produkten, Dienstleistungen, oder Firmen. Bitcoin-Tidings.com bietet keine Investition, MwSt, legal, oder Buchhaltungsberatung. Weder das Unternehmen noch der Autor sind dafür verantwortlich, direkt oder indirekt, für alle Schäden oder Verluste, die durch oder in Verbindung mit der Nutzung oder dem Vertrauen auf Inhalte verursacht oder angeblich verursacht wurden, Waren oder Dienstleistungen, die in diesem Artikel erwähnt werden.
Lesen Haftungsausschluss